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No, there is no more "efficient" way of self-development. How many people (or better put, what percentage of people) do you know that are self-educated and financial successes?
And, then, of course there is always the very pointed question: what do you want to do in life?
I only know of three or four that come to mind (not sure if they have degrees or not though)
1. Bill Gates, Harvard dropout
2. Robert Kiyosaki property guru and best selling author.
3. Donald Trump.
4. the guy who founded Facebook, dropped out of Harvard to start Facebook and is now a zillionaire.
Having a degree doesnt guarantee you that it will make you a lot of money or you will be rich. Having a degree gives you some choices, as well as provides you with a well rounded education. With no degree you can become rich but still be ignorant and rich. Just look at Donald Trump for that.
A degree is only necessary in Japan so you can obtain a work visa, not much else.