PR and Pension (Lump sum Withdrawal)

[psych]

okok... i am sure there are a few threads here regarding this topic, but i havent been able to find the answer in layman's term...


I have been here for over 8 years and participated in the pension program for about 3.5 years. not yet, but soon, i will be getting the PR status. By then, i am thinking to move out of Japan for a few months. The 3.5 years generated a nice Lump sum withdrawal if i refuse the PR (PR has yet to come). so....

If i get the PR and leave Japan for 6 months, will i still get the 3.5 years (that i worked without the PR) lumpsum withdrawal before obtaining the PR? or does it completely get wiped away?

My basic plan is to get the PR, leave japan for about 6 months (detox from work), request for the Lump Sum, get the lump sum, return to Japan, use the money as part of a deposit for a house, then start a new job again. Is this possible or is there another way that we can get money from the pension?

[let`s talk]

You can "quit" the pension plan if you leave Japan and return your ARC together with your PR.

[KansaiBen]

okok... i am sure there are a few threads here regarding this topic, but i havent been able to find the answer in layman's term...


I have been here for over 8 years and participated in the pension program for about 3.5 years. not yet, but soon, i will be getting the PR status. By then, i am thinking to move out of Japan for a few months. The 3.5 years generated a nice Lump sum withdrawal if i refuse the PR (PR has yet to come). so....

If i get the PR and leave Japan for 6 months, will i still get the 3.5 years (that i worked without the PR) lumpsum withdrawal before obtaining the PR? or does it completely get wiped away?

My basic plan is to get the PR, leave japan for about 6 months (detox from work), request for the Lump Sum, get the lump sum, return to Japan, use the money as part of a deposit for a house, then start a new job again. Is this possible or is there another way that we can get money from the pension?

If you get PR you are not eligible for the lump sum withdrawal

Only way to get it is to cut ALL ties with Japan and apply from overseas once you have left.

If you have PR then it means you probably have a re-entry visa too. If you leave Japan with no REP then your PR status reverts to a tourist visa on re-entry. Be careful what you wish for.

what you are basically asking is if you can defraud the japanese government. Nice. they will also take out 20% tax as its no longer a pension but undeclared income.

[psych]

it seems the PR is only useful for those wishing to start a business or get a loan. Other than those, then staying on a spouse visa is the best one. unfortunately, my divorce will happen by the time i get the PR.

If there is a way to keep the PR and leave Japan with a REP (Re-Entry Permit) for a few months (or a year) and get the Lump sum, that would be great. It really sucks to see that big chunk of money will disappear when i really need it after the divorce. Perhaps its best to reject the PR. I dont think i will be coming back to japan anyways...only to visit and shop.

Not for sure if it has been done before, but is it possible to "reject the PR" at the immigration office? would this raise some J-brows? how does one keep the PR and cut all ties in Japan? does this mean "divorce from the koseki" or "handing in the PR" when leaving japan?

[Welesley]

Talk to a professional.

I am not certain that the lump sum withdraw is your best option. It is a very involved process and I do not think you will get as much as you think you will.

Why did you apply for PR? It is an extensive process to qualify and if you "turn it down" what was the point?

[psych]

for over MANY years up until the point of her affairs and treating me badly, i thought that i would forever be here for her. Unfortunately i was blind, deaf and dumb to see what she had been doing behind my back. i had applied for the PR until i found out what she was doing. Im also sick of living in saitama where she also lives. I see no other reason to be here in Japan. I had hoped to be here forever with her and make a family.

And if i will only come back to japan for shopping or vacation, there is no other reason for me being in Japan. Surely there are many people who were denied wanted the PR. It is such a waste. but seeing that making 300,000 a month for the past 4 years making up my lump sum withdrawal at about ￥700,000 , that would help get me back on my feet in Canada. She has all of my furniture and savings. suing her for the money would only make the process delayed and i probably wouldnt get any anyways.

[let`s talk]

for over MANY years up until the point of her affairs and treating me badly, i thought that i would forever be here for her. Unfortunately i was blind, deaf and dumb to see what she had been doing behind my back. i had applied for the PR until i found out what she was doing. Im also sick of living in saitama where she also lives. I see no other reason to be here in Japan. I had hoped to be here forever with her and make a family.

And if i will only come back to japan for shopping or vacation, there is no other reason for me being in Japan. Surely there are many people who were denied wanted the PR. It is such a waste. but seeing that making 300,000 a month for the past 4 years making up my lump sum withdrawal at about ￥700,000 , that would help get me back on my feet in Canada. She has all of my furniture and savings. suing her for the money would only make the process delayed and i probably wouldnt get any anyways.

You can cancell your PR application.You can ask your lump sum withdrawal on the ground that you are leaving Japan and wish to cancel your residency here.